Sunday, July 26, 2009

Universal Healthcare? In My America!?



Question,
"Give me a good reason why the rest of us should pay for your healthcare?"

Answer,
Though the opponents like to ignore this fact, you are already paying for it, and you are paying top dollar for it.

Let me explain for the people who like to ignore facts. If you have insurance, you're paying for other people's health care. This is because you pay insurance premiums. Now, your job may include this as a benefit to you where they give you some health insurance supposedly at cost to them, but really they aren't giving you anything. They include that in your salary and pay you less money.

If you pay for your own medical care without insurance or government help you are still paying for other people because you pay without discount. This means that the people who are on insurance or government plans are actually charged less because discounts are given to insurance companies and the government while you pay larger costs to make profit for the hospital.

Finally, if you are on some government assistance program the thought is that someday you will pay taxes and may have in your life if you are elderly, to cover this.

So, the reality is that if you are paying for health insurance or out of your own profit for medical care you could potentially pay less if the system was not going to be corrupted for subsidized profit. So, in fact where otherwise you would have no control, at least with UHC you could vote against the corrupt government officials who would use tax money to give overinflated profits to pharmaceuticals, and get people who would cap medical costs and use your money wisely. In the end if done properly it would actually cost you less because you would not have the expense of a monthly insurance payment which is far more than you would pay in taxes for the plan. If you are paying out of pocket you would surely be paying less for coverage over time.

Now, the only real question is, 'can it be done properly?' As it is, you are already being raped by private insurance and the overinflated health care system.


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